The investment team at RiverPoint has significant experience in financial planning and estate planning, with many having received Certified Financial Planner and Certified Public Accountant designations.
We work proactively with your other trusted advisors, including your CPA and attorney, to ensure that your investment strategies effectively complement your estate plans and current financial situation.
Philanthropic & Estate Planning
We specifically review the titling of investment portfolios and are actively involved with the development and implementation of charitable giving plans and estate tax savings ideas. We offer significant experience in Grantor Retained Annuity Trusts, Family Limited Partnerships, Qualified Personal Residence Trust and Private Foundations.
Large Stock Positions Management
Our professionals also have experience helping clients manage large positions of low cost basis stock, analyzing and suggesting strategies to reduce the risk and taxes associated with a large position in a single stock. We have worked with effective techniques such as equity collars, pre-paid variable forward sales, exchange funds, charitable remainder trusts and strategically selling shares outright. We have worked extensively with single stock positions of Procter & Gamble and many other companies.
Retirement Planning
We have extensive financial planning expertise helping clients prepare for their retirement. This includes retirement projections and properly identifying an appropriate investment strategy to produce the required retirement income. We are also able to consult with our clients in calculating the required minimum distribution on IRAs and retirement plans. You'll find this expertise especially helpful when considering retirement.